Hand Values

All cards, ace through 9, are valued according to their count. Tens and face cards count as zero. Thus, if the first two cards dealt are a king and a 4, the count is four. And 8 and 6, although totalling 14 would count as four after subtracting the 10.

When any two card total over a 10 count, 10 must be subtracted. The remaining total is the card count.

Rules of Play

The highest total any baccarat hand can have is nine. A two-card total of nine is called a "natural" and cannot lose. An eight is the second-best hand and is also called a natural. If both player and bank are dealt identical hands, it is a standoff (a tie) and neither bank nor player wins.

No further cards can be drawn to a two-card draw of six or 7.

When holding other two-card totals, player and bank draw another card at the direction of the caller. In studying the accompanying chart, one can easily determine the rules of the game. It is a matter of letting the dealer do the calling, and declaring the outcome. Players are concerned only with how much they wager on each hand and whether they bet on the player's side or the banker's.

Betting
Anybody can bet on either the player or the bank. If your bet wins then you get your bet back plus the same again. If there is a tie then nobody wins and players get their bets back.